Description
Huntington National Bank ("Huntington") has an exceptional opportunity for a talented lawyer to join its dynamic and growing Legal Department. By leveraging good judgment and business sense, you will partner closely with Consumer Finance including vehicle finance segment to provide regulatory advice on financial products and services that are offered through this segment. Huntington is engaged in indirect financing for automobile, recreational vehicle (RV), marine financing, powersports and outdoor power equipment through dealerships who sell these products. The ideal candidate will have substantial regulatory indirect lending experience and the ability to work and communicate effectively with management and staff at all levels. We are seeking a seasoned lawyer who can demonstrate sound business and legal judgment, thrive in a fast-paced and rapidly evolving business environment, manage a diverse workload, and has a proven track record of providing pragmatic and proactive legal advice to executive and senior business leaders in complex situations. The Senior Counsel position reports directly to Senior Associate General Counsel.
Job Description
Provide prompt, proactive, practical and sometimes complex and/or specialized legal advice to business lines in a highly regulated banking environment on a variety of legal matters to support Huntington Vehicle Finance
Interpret laws, regulations and other regulatory guidance and advise on applicability to indirect lending and the origination, servicing and collection of indirect lending loans, including include ECOA/Reg. B, FCRA/ Reg V, SCRA, MLA, TILA/Reg. Z, UCC/UCCC UDAAP, E-Sign/UETA, FDCPA, state debt collection laws, and other state laws that impact indirect lending.
Monitor and interpret pertinent federal and state legal and regulatory developments and communicate any changes to Consumer Finance
Partner with Consumer Finance, technology, operations, marketing, communications, compliance and risk to develop and launch new products/services to meet our customers' evolving needs
Draft, review and revise customer agreements, disclosures, forms, and letters
Support and guide Consumer Finance to appropriately identify, analyze, mitigate, and manage legal, operational, compliance, reputation, and other risks in accordance with applicable laws, regulations, guidance, policies and procedures
Provide legal advice and counsel to support Consumer Finance in connection with implementation of its business strategy
Provide prompt and responsive counsel, while handling multiple assignments in a deadline-intensive environment.
Provide legal support for regulatory examinations or other reviews of Huntington Vehicle Finance
Basic Qualifications:
Bachelor's Degree and Juris Doctorate. Attorney should be eligible to be licensed in the state where the job will be located or in any state with the ability to be admitted into state where job will be located
5 + years of practicing law in an in-house legal department of a financial institution, a bank regulatory agency, or law firm focused on consumer financial services and products
Preferred Qualifications
Extensive working knowledge of federal and state lending, servicing and collection laws and regulations applicable to indirect lending through dealerships. Some knowledge of powersports or outdoor power equipment industry a plus.
Some knowledge of Original equipment manufacturers and incentive financing offers a plus
Ability to handle complex legal issues and tasks with limited supervision but seek management input on unusual situations, highly complex issues, and matters that may pose significant legal, financial and/or reputational risk to Huntington
Demonstrated leadership skills and a strategic mindset
Effective advocacy, negotiation, legal research, and organizational skills
Strong interpersonal skills, collegial attitude, and excellent written and verbal communication skills
Ability to quickly apply abstract concepts of law and make quick, innovative decisions to resolve issues in support of strategic business initiatives and objectives in a practical, understandable way that balances legal risk and business objectives
Ability to effectively advise executive and senior management regarding complex legal matters and challenging situations
Ability to think independently, being mindful of maintaining an appropriate balance between management and mitigation of legal risks and business efficacy, exercising good business acumen, being solution-oriented and problem-solving creatively
Ability to take a risk-based approach to prioritize workload and adapt work style to meet complex and varied workloads and the need for a timely decision given business pressures
Ability to develop and maintain positive, professional, and collaborative relationships with colleagues in the Legal Department and risk partners, including Compliance, Risk, and Audit, to effectively manage risk across the enterprise
Highly motivated self-starter with demonstrated growth mindset and passion for learning
Rigorous attention to detail with the ability to think creatively about unique issues
LI-Onsite
LI-NG1
Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)
Yes
Workplace Type:
Office
Our Approach to Office Workplace Type
Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.
Compensation Range:
$93,000-$189,000 annually
The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. ?Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. ?In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).
Huntington is an Equal Opportunity Employer.
Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.
Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.
