Mortgage Loan Originator

U.S. Bank • Sacramento, CA • 4h ago

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

Originates mortgage loans in an assigned metropolitan territory. Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval. Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources. Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations. Incumbents are expected to spend at least 50% of their time conducting their activities away from U.S. Bank locations.

This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment.

Basic Qualifications

High school diploma or equivalent

Minimum one year of mortgage, sales, real estate, or banking experience

Ability to travel

Preferred Skills/Experience

Well-developed sales ability

Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies

Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors

Basic knowledge of local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)

Ability to work independently

Ability to analyze financial information

Excellent verbal and written communication skills

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

Healthcare (medical, dental, vision)

Basic term and optional term life insurance

Short-term and long-term disability

Pregnancy disability and parental leave

401(k) and employer-funded retirement plan

Paid vacation (from two to five weeks depending on salary grade and tenure)

Up to 11 paid holiday opportunities

Adoption assistance

Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $20.00 - $20.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.

Similar Jobs

Mortgage Loan Originator

U.S. Bank • West Sacramento, CA • 4h ago

Finance, Accounting & Banking

4h ago

Go to Apply

Accounts Payable Specialist

Robert Half • West Sacramento, CA • 10h ago

Finance, Accounting & Banking

Description At Robert Half, we specialize in connecting skilled professionals with outstanding organizations to help build successful businesses and rewarding careers. Our client, a growing company in the healthcare, is...

10h ago

Go to Apply

Accounting Manager

Robert Half • Rancho Cordova, CA • 10h ago

Finance, Accounting & Banking

Description Lisa Cole with Robert Half is looking for an experienced Accounting Manager to join a dynamic company in Rancho Cordova, California. In this role, you will oversee the accounting operations for a growing serv...

10h ago

Go to Apply

Finance Transformation Senior Manager

Accenture • Sacramento, CA • 13h ago

Finance, Accounting & Banking

We are:CFO & Enterprise Value, and we partner with Finance executives to drive value across the enterprise. As Finance leaders move into business partner roles, they need processes, technology and people to help driv...

13h ago

Go to Apply

Advisor, Finance Operations (Revenue Recovery)

Cardinal Health • Sacramento, CA • 1d ago

Finance, Accounting & Banking

What Finance Operations contributes to Cardinal Health Finance oversees the accounting, tax, financial plans and policies of the organization, establishes and maintains fiscal controls, prepares and interprets financial...

1d ago

Go to Apply

SAP Finance - Tech Consulting - Oil & Gas- SAP Production Revenue Accounting (PRA) Manager

EY • Sacramento, CA • 1d ago

Finance, Accounting & Banking

Location: Anywhere in Country At EY, we're all in to shape your future with confidence. We'll help you succeed in a globally connected powerhouse of diverse teams and take your career wherever you want it to go. Join EY...

1d ago

Go to Apply

SAP Finance - Tech Consulting - Oil & Gas- SAP Production Revenue Accounting (PRA) Senior

EY • Sacramento, CA • 1d ago

Finance, Accounting & Banking

1d ago

Go to Apply

Sr. Accountant

Robert Half • Sacramento, CA • 4d ago

Finance, Accounting & Banking

Description Lisa Cole with Robert Half is partnering with a dynamic and growing corporation committed to excellence in financial integrity, operational efficiency, and strategic growth. They are seeking a Senior Accounta...

4d ago

Go to Apply

Staff Accountant

Robert Half • Sacramento, CA • 4d ago

Finance, Accounting & Banking

Description Lisa Cole with Robert Half is currently looking for a meticulous Staff Accountant to join our client. This position plays a vital role in ensuring the accuracy of financial records, supporting daily accountin...

4d ago

Go to Apply

Accounting Manager/Supervisor

Robert Half • Sacramento, CA • 4d ago

Finance, Accounting & Banking

Description Lisa Cole with Robert Half is looking for an experienced Accounting Manager to oversee and enhance our company's accounting operations in Sacramento, California. This role focuses on managing daily accounting...

4d ago

Go to Apply

Subscribe to get new jobs sent directly to you
(no charge, cancel anytime)

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.