Mortgage Loan Officer

Burke & Herbert Bank & Trust • Winchester, KY • 1d ago

Burke & Herbert Bank & Trust It is the responsibility of the Mortgage Loan Officer to be able to handle all functions of originating a loan.Essential FunctionsReasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Origination Requirements Develop application sources through internal and external centers of influence including but not limited to: Burke & Herbert Bank branches, realtors, builders, stockbrokers, financial planners, attorneys, accountants and past customers. Develop new business from personal and nontraditional resources. Work independently. Complete 1003 Residential Loan Application. Collect all data and documents necessary to process the application. Assign loan number. In-put or upload application information into Loan Origination System, Encompass. Submit to Desktop Underwriter, Loan Prospector or other decision engine. Issue initial disclosures accurately and in a timely manner. Follow up on conditions necessary to close or decline loan as requested. Price and lock interest rate with investor, meeting Burke and Herbert Bank pricing expectations. Monitor lock expiration dates for closing and delivery. Other Banking Requirements Call on Burke & Herbert Bank branches in assigned territory. Make introduction of all market applicants to appropriate Burke & Herbert Bank personnel. Generate new leads for the Bank from outside sources. In consultation with Burke & Herbert Bank personnel, explore opportunities for cross-sell of other Burke & Herbert Bank products. Collect fees in accordance with Burke & Herbert Bank standards. Participate, as requested, in opportunities to promote the Burke & Herbert Bank. Maintains lending compliance including but not limited to: early disclosures, government monitoring, high priced mortgage loans documentation, and customer information procedures. Closed Loan Requirements Expected minimum closed loan volume of $1,000,000 per month after 60 days. Skills/Abilities A Mortgage Loan Officer must be able to communicate and work well with the public. Must have the ability to analyze credit information necessary to originate and assist in processing a residential loan application. Individual must have knowledge of lending compliance requirements and general knowledge of conventional and government loans available to the consumer. Must be resourceful and have the ability to work with secondary market investors insuring all loans meet established guidelines. Must be extremely detailed oriented to insure accuracy of data supporting loan files. Data integrity must never be compromised. Must have ability to work independently inside and outside the office, manage loan pipeline, follow-up with borrowers, Burke & Herbert Bank partners, and sources of business. Work to ensure timely loan closings. High Level of experience with FHA - VA - USDA and VHDA. Education and Experience College degree preferred. At least 1 year of mortgage loan sales and an active NMLS number Origination and sales experience.* Encompass experience preferred.This position is classified as Exempt under the Fair Labor Standard Act. Mortgage Loan Officers must be customarily and regularly engaged in making sales away from the bank's places of business. Compensation for this position is 100% commission based.Supervisory ResponsibilityThis position has no supervisory responsibilities. Work EnvironmentThis job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer. Physical DemandsThis position requires manual dexterity, the ability to lift files and opening cabinets. This position requires bending, stooping or standing as necessary. TravelTravel may be required for this position.Equal Opportunity/Affirmative Action Employer M/F/

Similar Jobs

Accounting Manager/Supervisor

Robert Half • Winchester, KY • 7h ago

Finance, Accounting & Banking

Description The Accounting Supervisor oversees, guides, and motivates the accounting team to ensure the accurate and timely completion of financial information related to property, plant, and equipment; construction work...

7h ago

Go to Apply

Accounting Assistant

Aston Carter • Lexington, KY • 1d ago

Finance, Accounting & Banking

ACCOUNTING ASSISTANT - LEXINGTON,KY Job Description As an Accounting Assistant professional, you will play a crucial role in our finance team by handling various accounts payable tasks and ensuring smooth financial opera...

1d ago

Go to Apply

Accounting Assistant

Aston Carter • Lexington, KY • 1d ago

Finance, Accounting & Banking

1d ago

Go to Apply

Accountant

Insight Global • Lexington, KY • 1d ago

Finance, Accounting & Banking

Job Description Insight Global is seeking an Accountant to be responsible for a variety of general accounting activities across several key areas, including Accounts Receivable and Payable (AR & AP), Cost Accounting,...

1d ago

Go to Apply

Accounting Assistant

Aston Carter • Lexington, KY • 1d ago

Finance, Accounting & Banking

1d ago

Go to Apply

Tax Manager - Public

Robert Half • Lexington, KY • 5d ago

Finance, Accounting & Banking

Description For immediate consideration contact Lisa James at (859)788-3684 Our client is looking for a highly experienced Tax Manager to join their team in Central Kentucky. This role is ideal for a Certified Public Acc...

5d ago

Go to Apply

Cost Accountant

Robert Half • Lexington, KY • 5d ago

Finance, Accounting & Banking

Description For immediate consideration contact Lisa James at (859)788-3684 We are looking for a skilled Cost Accountant to join our client's team in Lexington, Kentucky. This role will focus on providing critical cost a...

5d ago

Go to Apply

Financial Advisor - Securities Administration - Lexington, KY

WesBanco Bank, Inc. • Lexington, KY • 1w ago

Finance, Accounting & Banking

BackFinancial Advisor - Securities Administration#42-8201Lexington, Kentucky, United StatesApplyApply for this job now! ApplyLocationThis position is 100% in office. The employee will work their scheduled work hours in a...

1w ago

Go to Apply

Accounting Analyst

Compass Group, North America • Lexington, KY • 1w ago

Finance, Accounting & Banking

Canteen Other Forms of Compensation: bonus opportunities Growth. Opportunity. Excellence. Canteen brings break time to everyone. We combine food, service, and experience backed by industry-leading technology to help comp...

1w ago

Go to Apply

Accountant

Robert Half • Lexington, KY • 1w ago

Finance, Accounting & Banking

Description Robert Half is looking for a detail-oriented Accountant to join our team on a long-term contract basis in Lexington-Fayette, Kentucky. As part of our non-profit organization, you will play a key role in manag...

1w ago

Go to Apply

Subscribe to get new jobs sent directly to you
(no charge, cancel anytime)

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.