Back to Jobs search

Mortgage Originator

Trustco Bank • Bronxville, NY • 2h ago

Job Title: Mortgage Originator

Reports to: Assistant Vice President of Mortgage Services

FLSA Status: Non-Exempt

Salary Grade: Commission Based

Supervisory Responsibility: No

SUMMARY:

The Mortgage Originator is responsible to increase the mortgage loan portfolio by developing business contacts and attracting mortgage customers.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned by supervisor.

Develop a business referral network through marketing, cold-calling, prospecting and networking activities. A mortgage loan officer's network may consist of real estate professionals, builders, professional and personal contacts, as well as other valuable referral sources, and is enhanced by the mortgage loan officer's regular participation in business related development opportunities, community efforts to promote homeownership and professional organizations.

Participate in community efforts to promote home ownership.

Follow up on internet and branch referrals on prospective customers.

Meet with prospective borrowers.

Review and analyze credit and financial data to determine borrower financing objectives and goals.

Present appropriate Bank products and programs and explain guidelines.

Advise of pricing and terms as required. Identify appropriate opportunities to sell additional products.

Collect supporting loan documentation as required and provide complete package to the Mortgage Department.

REQUIRED EDUCATION/EXPERIENCE:

High School Diploma or equivalent education or experience.

Sales experience within a residential lending environment.

Effective verbal and written communication skills.

Well organized with the ability to manage multiple tasks and work to time sensitive deadlines.

Ability to work well independently and in groups.

Working knowledge with Microsoft Office Programs; Excel and Word.

Must be eligible to be registered in the Nationwide Mortgage Licensing System & Registry for purposes of SAFE Act.

PREFERRED EDUCATION/EXPERIENCE:

A bachelor's degree in a business related field **.

POSITION TYPE/EXPECTED HOURS:**

This is a full time position. Office hours Monday - Friday 8:30am - 5:00pm. Evening and weekend work may be required as job duties demand.

TRAVEL:

Travel using personal vehicle, occasional overnight travel. Valid driver's license required.

LANGUAGE SKILLS:

Must be able to speak, read, write, and understand the primary language(s) used in the workplace ; bilingual skills a plus. Ability to read, analyze, and interpret general business information, including but not limited to company policies and procedures. Ability to effectively present information and respond to questions from groups of managers and customers.

PHYSICAL DEMANDS:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

This is largely sedentary role, requiring use of typical office equipment such as a computer, laptop and phone.

Ability to communicate both in person and/or by telephone.

WORK ENVIRONMENT:

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is frequently exposed to outside conditions. The employee is occasionally exposed to a variety of extreme working conditions, such as construction sites. The noise level in the work environment or at certain sites can be loud.

OTHER DUTIES:

Please note this job description is not designed to cover or contain a comprehensive listing of all activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

EE OStatement: We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status or any other characteristic protected by law.

EQUAL EMPLOYMENT OPPORTUNITY STATEMENT:

Trustco Bank is an equal opportunity employer. It is the policy of Trustco Bank to afford equal employment opportunities to all qualified persons without regard to race, color, religion, sex, national origin, age, marital status, genetic information, disability or protected veteran status.

This includes, but is not limited to, the following:

Hiring, placement, upgrading, transfer, demotion or promotion.

Recruitment, advertising or solicitation for employment.

Treatment during employment.

Rates of pay or other forms of compensation.

Selection for training, including apprenticeship.

Layoff or termination.

It is the policy of Trustco Bank to cooperate to the fullest extent with the applicable regulations of the Civil Rights Act and any legislation on Equal Employment Opportunity.

Similar Jobs

VP, Billing / Pricing Product Manager - Transaction Banking

MUFG • New York, NY • 1h ago

Finance, Accounting & Banking

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 150,000 colleagues, striv...

1h ago

Go to Apply

VP, Billing / Pricing Product Manager - Transaction Banking

MUFG • Jersey City, NJ • 1h ago

Finance, Accounting & Banking

1h ago

Go to Apply

Global Banking & Markets, Counterparty Risk, Analyst - New York

Goldman Sachs & Company • New York, NY • 1h ago

Finance, Accounting & Banking

Divisional OverviewOur core value is building strong relationships with our institutional clients, which include corporations, financial service providers, and fund managers. We help them buy and sell financial products...

1h ago

Go to Apply

Business Banking Relationship Mgr. I - New York City

Citizens • New York, NY • 1h ago

Finance, Accounting & Banking

Description At Citizens, tailored advice, personalized experiences, and innovative ideas, products, and solutions, are central to helping clients navigate changing circumstances. In this role, you'll deepen relationships...

1h ago

Go to Apply

Business Banking Relationship Mgr. I - Melville, NY

Citizens • Melville, NY • 1h ago

Finance, Accounting & Banking

1h ago

Go to Apply

Investment Banking VP - Communications & Telecom

Citigroup • New York, NY • 1h ago

Finance, Accounting & Banking

The Banker is a senior level position responsible for assisting clients in raising funds in the capital markets, as well as in providing strategic advisory services for mergers, acquisitions and other @types of financial...

1h ago

Go to Apply

Communications Director, Corporate & Investment Banking

Wells Fargo • New York, NY • 1h ago

Finance, Accounting & Banking

About this role: This position will lead a small team responsible for internal, external, and executive communications for the Head of Commercial Real Estate (CRE), one of the three divisions within the Corporate & I...

1h ago

Go to Apply

Relationship Banker - Old Tappan, Ramsey & Wayne, NJ Financial Centers - Full Time

Bank of America • Old Tappan, NJ • 1h ago

Finance, Accounting & Banking

Relationship Banker - Old Tappan, Ramsey & Wayne, NJ Financial Centers - Full Time Ramsey, New Jersey;Wayne, New Jersey; Old Tappan, New Jersey To proceed with your application, you must be at least 18 years of age....

1h ago

Go to Apply

Relationship Banker - Old Tappan, Ramsey & Wayne, NJ Financial Centers - Full Time

Bank of America • Wayne, NJ • 1h ago

Finance, Accounting & Banking

1h ago

Go to Apply

USA - Tax - Indirect Tax - State Income Tax - JD/LLM - Staff 2

EY • New York, NY • 5h ago

Finance, Accounting & Banking

USA - Tax - Indirect Tax - State Income Tax - JD/LLM - Staff 2 1648007 CA-Sacramento, DC-Washington, MA-Boston, NY-New York, TN-Nashville, TX-Dallas apply At EY, we're all in to shape your future with confidence. We'll h...

5h ago

Go to Apply

Subscribe to get new jobs sent directly to you
(no charge, cancel anytime)

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.