Underwriter, Retail, Senior

Carrington • Richmond, VA • 23h ago

Come join our amazing team and work Remote!

Underwrites loans in accordance with Company and Investor guidelines following company's policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $90,000.00 to $110,000.00 + Monthly Incentive plan.

What you'll do:

Performs a thorough analysis to ensure the quality of each loan and to determine compliance with Company and Investor guidelines.

Performs a thorough analysis of collateral to ensure property meets investor guidelines and the appraisal quality and completeness is acceptable.

Applies and interprets company underwriting guidelines and makes sound credit decision.

Completes credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information.

Identifies risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies.

Reviews and evaluates credit information on mortgage loan documents to determine acceptability for specific loan programs.

Determines any conditions, stipulations or pre-funding requirements.

Reviews and clears underwriting conditions, stipulations or pre-funding requirements received.

Communicates with clients, sales teams and operations teams to resolve outstanding issues as they arise.

Assists departmental support staff when necessary.

Resolves and responds to post closing credit exceptions received from investors and auditors when required on loans underwritten.

Maintains ongoing knowledge of investor guidelines, updates and trends as applicable to underwriting position.

Completes second signature underwriting review on loan files underwritten by junior underwriters and within designated authority as needed.

What you'll need:

A thorough knowledge of mortgage loan underwriting

Maintains highly confidential information concerning loan applicants

Requires high level of organizational skills and ability to work on several tasks simultaneously

Constant contact with Loan Officers and internal office staff

Significant coordination of various duties required

Office machines such as computer, copiers, fax machines and the telephone

Ability to communicate effectively both verbally and in writing

Ability to handle detailed assignments

Strong customer service skills

Ability to organize and prioritize workload and meet deadlines

Excellent computer skills and working knowledge of Microsoft Office products

Five (5) plus years of FHA mortgage underwriting work experience

FHA Direct Endorsement designation and/or VA SAR designation highly preferred.

DU and LP experience required.

Experience working in a paperless Loan Origination System environment preferred.

Our Company:

Carrington Mortgage Services-Retail Lending is part of The Carrington Companies. We offer a wide variety of home purchase and refinance products for government and conventional loan programs, specializing in underserved programs for borrowers with less than perfect credit and low down payment. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: www.carringtonmortgage.com .

What is the value proposition to joining the team?

Increased earning capacity due to access to our 48 state territory.

Ability to market faster and more efficiently inside the operation.

Superior service levels offered to the broker as you're inside presence ensures every step of the loan process is handled in the most efficient manner possible.

Professional account manager's partner with you and your brokers to add value every step of the way.

Base pay plus an industry leading commission plan.

Take over existing accounts.

What We Offer:

Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.

Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.

Customized training programs to help you advance your career.

Employee referral bonuses so you'll get paid to help Carrington and Vylla grow.

Educational Reimbursement.

Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org.

Carrington is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, sex, gender identity, national origin, ancestry, age, marital status, sexual orientation, protected veterans status, physical or mental disability or any other legally protected category. Carrington will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company.

Similar Jobs

Senior Administrative Assistant (Administrative Support Assistant III) - Retail Bank Product

Capital One • Richmond, VA • 12h ago

Retail & Hospitality

Senior Administrative Assistant (Administrative Support Assistant III) - Retail Bank Product Capital One is looking for an exceptionally bright, multitasking, and self-motivated experienced Administrative Support Assista...

12h ago

Go to Apply

Senior Administrative Assistant (Administrative Support Assistant III) - Retail Bank Product

Capital One • Richmond, VA • 12h ago

Retail & Hospitality

12h ago

Go to Apply

Analyst II, RWD Delivery Support & Education

Norstella • Richmond, VA • 14h ago

Retail & Hospitality

Analyst II, RWD Delivery Support & Education Company: Norstella Location: Remote, United States Date Posted: Sep 19, 2025 Employment Type: Full Time Job ID: R-1510 Description About NORSTELLA: At Norstella, our missi...

14h ago

Go to Apply

SAP S4 OTC Engineer, Application Development and Maintenance

Cardinal Health • Richmond, VA • 20h ago

Retail & Hospitality

What Application Development & Maintenance contributes to Cardinal Health Information Technology oversees the effective development, delivery, and operation of computing and information services. This function antici...

20h ago

Go to Apply

Cashier

Pilot Company • Colonial Heights, VA • 1d ago

Retail & Hospitality

Company Description Pay Rates Starting between: $12.80 - $17.35 / hour Are you passionate about team building, customer service, and meeting new people? Pilot Company offers a dynamic environment where no two days are th...

1d ago

Go to Apply

Barista | Part-Time

Omni Hotels • Richmond, VA • 1d ago

Retail & Hospitality

Location Richmond Hotel Ideally located in the heart of everything that makes Richmond a unique and special destination, the Omni Richmond Hotel is known for refined Southern hospitality in an elegant and relaxing settin...

1d ago

Go to Apply

Restaurant Server

Emmy Squared Pizza • Glen Allen, VA • 2d ago

Retail & Hospitality

Emmy Squared Short Pump is hiring RESTAURANT SERVERS to join our growing team! Emmy Squared is a growing restaurant company that not only offers advancement opportunities, but a fun work environment, supportive leadershi...

2d ago

Go to Apply

General Manager - Restaurant

Love's Travel Stops & Country Stores • Providence Forge, VA • 2d ago

Retail & Hospitality

Benefits: ? Fuel Your Growth with Love's - company funded tuition assistance Paid Time Off 401(k) - 100% match up to 5% Medical/Dental/Vision Insurance after 30-days Competitive Pay Career Development Quarterly Bonus Pro...

2d ago

Go to Apply

AAA Retail Sales Associate (In-Store Sales)

AAA Mid Atlantic • Chesterfield, VA • 2d ago

Retail & Hospitality

Join Us Today! Unlock Your Sales Potential at AAA Club Alliance! Are you passionate about delivering exceptional service while driving sales success? Join our team and be part of a dynamic retail environment where every...

2d ago

Go to Apply

Wireless Retail Sales Associate - W7032

OSL Retail Services • Henrico, VA • 3d ago

Retail & Hospitality

Overview Ready to unlock unlimited earning potential? You will have unlimited earning potential with $15.00/hour base pay and uncapped commission! Employees earn $18.00/hour just hitting minimum expectations and top perf...

3d ago

Go to Apply

Subscribe to get new jobs sent directly to you
(no charge, cancel anytime)

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.