Underwriter, Retail, Senior

Carrington • Denver, CO • 2h ago

Come join our amazing team and work Remote!

Underwrites loans in accordance with Company and Investor guidelines following company's policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $90,000.00 to $110,000.00 + Monthly Incentive plan.

What you'll do:

Performs a thorough analysis to ensure the quality of each loan and to determine compliance with Company and Investor guidelines.

Performs a thorough analysis of collateral to ensure property meets investor guidelines and the appraisal quality and completeness is acceptable.

Applies and interprets company underwriting guidelines and makes sound credit decision.

Completes credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information.

Identifies risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies.

Reviews and evaluates credit information on mortgage loan documents to determine acceptability for specific loan programs.

Determines any conditions, stipulations or pre-funding requirements.

Reviews and clears underwriting conditions, stipulations or pre-funding requirements received.

Communicates with clients, sales teams and operations teams to resolve outstanding issues as they arise.

Assists departmental support staff when necessary.

Resolves and responds to post closing credit exceptions received from investors and auditors when required on loans underwritten.

Maintains ongoing knowledge of investor guidelines, updates and trends as applicable to underwriting position.

Completes second signature underwriting review on loan files underwritten by junior underwriters and within designated authority as needed.

What you'll need:

A thorough knowledge of mortgage loan underwriting

Maintains highly confidential information concerning loan applicants

Requires high level of organizational skills and ability to work on several tasks simultaneously

Constant contact with Loan Officers and internal office staff

Significant coordination of various duties required

Office machines such as computer, copiers, fax machines and the telephone

Ability to communicate effectively both verbally and in writing

Ability to handle detailed assignments

Strong customer service skills

Ability to organize and prioritize workload and meet deadlines

Excellent computer skills and working knowledge of Microsoft Office products

Five (5) plus years of FHA mortgage underwriting work experience

FHA Direct Endorsement designation and/or VA SAR designation highly preferred.

DU and LP experience required.

Experience working in a paperless Loan Origination System environment preferred.

Our Company:

Carrington Mortgage Services-Retail Lending is part of The Carrington Companies. We offer a wide variety of home purchase and refinance products for government and conventional loan programs, specializing in underserved programs for borrowers with less than perfect credit and low down payment. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: www.carringtonmortgage.com .

What is the value proposition to joining the team?

Increased earning capacity due to access to our 48 state territory.

Ability to market faster and more efficiently inside the operation.

Superior service levels offered to the broker as you're inside presence ensures every step of the loan process is handled in the most efficient manner possible.

Professional account manager's partner with you and your brokers to add value every step of the way.

Base pay plus an industry leading commission plan.

Take over existing accounts.

What We Offer:

Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.

Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.

Customized training programs to help you advance your career.

Employee referral bonuses so you'll get paid to help Carrington and Vylla grow.

Educational Reimbursement.

Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org.

Carrington is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, sex, gender identity, national origin, ancestry, age, marital status, sexual orientation, protected veterans status, physical or mental disability or any other legally protected category. Carrington will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company.

Similar Jobs

Retail Sales Supervisor

Staples • Conifer, CO • 3h ago

Retail & Hospitality

Job Shift: Flex Hours Posted Salary/Rate: $18.00-$18.25 Job Identification: 52069 Job Category: Retail Stores Job Schedule: Full time On-site Retail Sales Supervisors champion customer engagement and oversee the front of...

3h ago

Go to Apply

Bartender - Upscale, Wine and Craft Cocktail knowledge preferred (evenings, weekends required) - Kimpton Claret Hotel

Kimpton Hotels & Restaurants • Denver, CO • 7h ago

Retail & Hospitality

Why We're Here We believe heartfelt, human connections make people's lives better. Especially the people who work here. Our founder, Bill Kimpton rebelled against impersonal, generic hospitality that makes people feel di...

7h ago

Go to Apply

Assistant Restaurant Leader

Taco Bell • Highlands Ranch, CO • 7h ago

Retail & Hospitality

Position Mission: The Assistant Restaurant Leader serves as the assistant to the Restaurant Leader and provides additional management coverage of operating hours and direct supervision of operations in an individual rest...

7h ago

Go to Apply

Retail Sales Associate

Staples • Conifer, CO • 11h ago

Retail & Hospitality

Job Shift: Flex Hours Posted Salary/Rate: $15.60-$15.85 Job Identification: 52057 Job Category: Retail Stores Job Schedule: Part time On-site Sales Associates provide exceptional customer service with our customers' need...

11h ago

Go to Apply

Retail Sales Specialist

Staples • Conifer, CO • 11h ago

Retail & Hospitality

Job Shift: Flex Hours Posted Salary/Rate: $16.50-$16.75 Job Identification: 52051 Job Category: Retail Stores Job Schedule: Part time On-site Sales Specialists provide exceptional customer service in helping our customer...

11h ago

Go to Apply

Wildfire Modeling Technical Project Manager

Xcel Energy • Denver, CO • 1d ago

Retail & Hospitality

Are you looking for an exciting job where you can put your skills and talents to work at a company you can feel proud to be a part of? Do you want a workplace that will challenge you and offer you opportunities to learn...

1d ago

Go to Apply

Retail Support Advisor

U.S. Bank • Denver, CO • 1d ago

Retail & Hospitality

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it tak...

1d ago

Go to Apply

Production Team Member

WestRock Company • Denver, CO • 1d ago

Retail & Hospitality

Job Summary: Primary duties include safely performing a wide range of tasks that include stacking corrugated product, conducting quality checks, material set-up, and maintaining a clean and organized workspace. The ideal...

1d ago

Go to Apply

Data Scientist - Wildfire Risk Modeling

Xcel Energy • Denver, CO • 1d ago

Retail & Hospitality

1d ago

Go to Apply

Travel Operating Room RN job in Aurora, CO - Make $1656 to $1886/week (Job #3023

Aya Healthcare, Inc. • Aurora, CO • 1d ago

Retail & Hospitality

Aya Healthcare has an immediate opening for the following position: MS/Tele Registered Nurse in Colorado Springs, CO. We'll work with you to build the healthcare career of your dreams. Whether you want a job close to hom...

1d ago

Go to Apply

Subscribe to get new jobs sent directly to you
(no charge, cancel anytime)

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.