VP, Business Banking/Lending, Cleveland

Dollar Savings Bank • Cleveland, OH • 4h ago

In this position, the VP, Business Banking has a high degree of independent authority to employ the Banks' assets, using direction and judgment to administer commercial liabilities, to implement policies and procedures and have a major impact on Bank profitability. The VP, Business Banking interacts and works with individuals in the Retail Banking Centers, Private Banking, Corporate Banking, Commercial Real Estate, Treasury Management, and the Credit Department. The VP, Business Banking must understand and be able to offer all products and services of the Bank with special emphasis on business loan and deposit products. This individual is expected to provide a high level of service to existing customers and perform business prospecting activities. In addition, this individual may be called upon to help manage and coach less experienced Business Banking Representatives, Business Banking Officers, and AVP, Business Banking employees to further develop their skills and career within the Bank.
Qualifications:
Bachelor's degree required. Will consider professional experience in lieu of education.
Seven (7) years of experience working as a lender in small business or middle market lending required.
Willingness to learn all Bank credit and deposit products and services, with special emphasis on business credit and deposit products and services.
Knowledge of national and regional government assisted loan programs.
Strong written and oral communication skills required to interpret and explain financial data to others involved in the loan approval process.
Demonstrated abilities and desire to provide high quality customer service.
Demonstrated skills in performing and understanding financial ratios, collateral coverage, and cash flow analysis for business borrowers.
Demonstrated sales and business development skills and achievements.
Must have valid drivers' license and access to a dependable vehicle for business development opportunities.
Working knowledge of Microsoft Windows.
Ability to prioritize, multi-task, work under pressure and meet deadlines.
All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing, and monitoring the risk they encounter daily as required by Dollar Bank's risk management program. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
EEO Statement
Dollar Bank is an Equal Opportunity Employer.
Minority/Female/Veteran/Disabled

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