At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.
Job Description
Our Working Capital Finance (WCF )t eam
U.S. Bank helps clients raise capital and liquidity efficiently and effectively with the support of Working Capital Finance (WCF). Our team consists of over fifty professionals in various capacities specializing in Asset Based Finance, Trade & Working Capital and Standby Letters of Credit. Our program will help you develop a solid foundation in credit and financial markets all while focusing on providing client solutions to new and existing corporate clients.
What you'll do
Become a financial market specialist while being integrated into deal teams helping clients execute complex transactions. Over the course of our program, you will receive accelerated learning and skill development through a mix of formal training, mentorship, and a community of peers and advisors in a dynamic and supportive team environment.
As a Working Capital Finance Analyst ,you'll :
Create transaction and pitchbook materials, including lender presentations, information memorandums, and comparable transaction assessments
Help conduct analysis of companies' financial statements
Research and identify key terms and conditions of recent loan market transactions
Help solve customer problems through discovery, analysisand prioritization for our product roadmap
Build proficiency in trade and working capital strategies, working with cross functional teams through deal origination, execution, implementation and program management
Develop technical and business acumen through training, mentorship, and exposure to senior executives
Build a supportive community of peers through a variety of cohort strengthening activities such as social events, development workshops, and catered insight to support your transition from college to the workforce
Who we're looking for
We're looking for intellectually curious and creative thinkers who can exhibit quick judgement, demonstrate agility, and thoughtfully react to dynamic environments.
Basic qualifications:
Bachelor's degree in Finance, Accounting, Economics, or a related field with a targeted graduation date of December 2025 or Spring 2026
Ability to start the full-time development program in summer 2026
Preferred qualifications:
Preferred GPA of 3.0 or above
Strong verbal and written communication skills
Well-developed analytical skills
Proficient in Excel, PowerPoint, Word, Copilot and Mural
Demonstrates an interest in debt capital marketsand working capital solutions
Solid understanding of basic accounting principles
Understanding of product management and/or agile ways of working
Excellent interpersonal skills
Ability to work well under pressure and time constraints
Self-motivated with a clear desire to learn and contribute within a dynamic team environment
Intellectual curiosity
Attention to detail and ability to support multiple projects/tasks simultaneously
Work ing model and hours:
This is an in-office role. Team members who are in-office spend a minimum of four days a week at the listed U.S. Bank location(s).
Development program members work approximately 40-hours each week in this fulltime role.
The application process
If you are interested in applying and learning more, click on the Apply Now icon to submit your application.
If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .
Benefits:
Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $66,640.00 - $78,400.00
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
