Underwriter Analyst, National Accounts

CVS Health • Sacramento, CA • 3d ago

At CVS Health, we're building a world of health around every consumer and surrounding ourselves with dedicated colleagues who are passionate about transforming health care.

As the nation's leading health solutions company, we reach millions of Americans through our local presence, digital channels and more than 300,000 purpose-driven colleagues - caring for people where, when and how they choose in a way that is uniquely more connected, more convenient and more compassionate. And we do it all with heart, each and every day.

Position Summary

This Underwriting Analyst role is for Meritain Health within the Business Analysis Team. We are an independent subsidiary of Aetna and CVS, and one of the nation's largest employee benefits administrators. We have the resources of a national carrier coupled with the unique flexibility and devoted service of a third-party administrator (TPA). The Meritain Health Business Analysis Team supports the attainment of organizational goals through the issuance of prospective and existing business quotations and proposals as well as consulting on unique business requests and margin analysis. This underwriting analysis performs cost analysis and risk assessment for National Account cases that includes the following tasks:

Evaluate and analyze factors to determine appropriate products, services, and fees for clients in partnership with Sales and Client Management to ensure business profitability, client needs, and to reduce the total cost of care.

Review supporting documentation to ensure accuracy and completeness while adhering to company guidelines and SME feedback.

Prepares and issues quotations and financial deliverables for prospective and existing business while meeting established departmental KPIs.

Actively participating in RFP strategy calls, contributing insights, and subsequently analyzing the discussed options to develop pricing and strategic approaches aligned with the sales strategy.

Manages, interprets, and transforms operational and financial data into analysis providing consultation and support to internal and external stakeholders.

Provides guidance on pricing strategies and exception-based pricing.

Works with leaders from key functional areas to understand potential financial impact on the organization, align project work, and execute activities accordingly.

Develops and participates in presentation and consultation to existing and prospective customers, business partners and internal business areas on information services, capabilities, and performance results.

Sources data from multiple platforms to provide business with a clear picture of actual performance and profitability.

Determines program viability, market access opportunity, overall revenue successes and gaps, cost trending, and trend shifts.

Provide ongoing financial modeling and analysis to business partners.

Evaluate and analyze the financial impact of key business strategies.

Required Qualifications

2 years of data interpretation and analysis experience

2 years of project, program, or process management experience

Demonstrated success in collaborating with others to meet/exceed expectations

Exceptional problem solving and decision making skills

Intermediate/Advanced Excel skills

Strong verbal and written communication skills to articulate findings and results effectively

Demonstrated ability to effectively coordinate multiple projects simultaneously

Preferred Qualifications

Foundational medical underwriting skills

Self-funded Insurance or Third Party Administrator (TPA) experience

Experience with Salesforce

Education

Bachelor's degree or equivalent

Anticipated Weekly Hours

Time Type

Full time

Pay Range

The typical pay range for this role is:

$46,988.00 - $122,400.00

This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors. This position is eligible for a CVS Health bonus, commission or short-term incentive program in addition to the base pay range listed above.

Our people fuel our future. Our teams reflect the customers, patients, members and communities we serve and we are committed to fostering a workplace where every colleague feels valued and that they belong.

Great benefits for great people

We take pride in our comprehensive and competitive mix of pay and benefits - investing in the physical, emotional and financial wellness of our colleagues and their families to help them be the healthiest they can be. In addition to our competitive wages, our great benefits include:

Affordable medical plan options, a 401(k) plan (including matching company contributions), and an employee stock purchase plan .

No-cost programs for all colleagues including wellness screenings, tobacco cessation and weight management programs, confidential counseling and financial coaching.

Benefit solutions that address the different needs and preferences of our colleagues including paid time off, flexible work schedules, family leave, dependent care resources, colleague assistance programs, tuition assistance, retiree medical access and many other benefits depending on eligibility.

For more information, visit https://jobs.cvshealth.com/us/en/benefits

We anticipate the application window for this opening will close on: 09/19/2025

Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws.

We are an equal opportunity and affirmative action employer. We do not discriminate in recruiting, hiring, promotion, or any other personnel action based on race, ethnicity, color, national origin, sex/gender, sexual orientation, gender identity or expression, religion, age, disability, protected veteran status, or any other characteristic protected by applicable federal, state, or local law.

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