About this role:
Wells Fargo is seeking an Emerging Risks & Initiatives Lead (Lead Business Accountability Specialist) in Consumer and Small Business Banking (CSBB) BSA AML Transformation (BAT) team, part of the CSBB Chief Administrative Office.
In this role you will be responsible for BSA/AML risk coverage across CSBB to identify, assess, manage and mitigate current and emerging risk exposures associated with their activities and operations. The group is responsible for complex business-specific Bank Secrecy Act (BSA), Anti-Money Laundering (AML) and Office of Foreign Assets Control (OFAC) processes and activities. This position sits within the CSBB BSA/AML transformation team and supports the CSBB transaction and product risk activities, targeted risk assessments, emerging risks and applicable reporting elements tied to BSA/AML activities, risks and controls.
This role will work with CSBB, Product, Operations, Control, Financial Crimes Risk Management (FCRM), and the Chief Risk Office on complex financial crimes related programs, initiatives and issues. The position may lead projects/virtual teams and may mentor but does not manage other team members.
Learn more about the career areas and lines of business at wellsfargojobs.com (https://www.wellsfargojobs.com/career-areas/) .
In this role, you will:
Lead BSA/AML initiatives related to product risk, transaction risk or emerging risks identification (internal and external) to enhance the CSBB BSA/AML Transformation Program
Lead complex initiatives within CSBB BSA/AML Transformation to drive execution and ensure risks and associated controls are properly implemented to comply with all applicable laws, regulations, enterprise policy requirements for that support the Bank Secrecy Act, Anti-Money Laundering and Global Sanctions
Engage in major initiatives across CSBB and the enterprise acting as a subject matter expert in financial crimes with a focus on transactions and products
Collaborate with line of business teams, Control, Operations, IRM and Legal to facilitate execution, resolve issues and maintain transparency across key stakeholders
Act as an escalation point for complex projects and make recommendations for resolution
Analyze complex data to drive solutions
Provide guidance and subject matter expertise for development and delivery of training
Make decisions and recommendations in complex situations requiring understanding of applicable regulations, policies and procedures
Work cross-functionally with Financial Crimes partners to identify issues, propose solutions, and drive strategic objectives and assist in developing corrective actions to mitigate risks
Works independently, leads projects and mentors but does not manage other employees
Support regulatory exams, internal audits, or Independent Risk Management reviews as required
Required Qualifications:
5+ years of risk management, business controls, quality assurance, business operations, compliance, or process experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
3+ years of financial crimes experience in an oversight, execution, control, product, or equivalent role that requires strong understanding of financial crimes policies
Desired Qualifications:
Experience in control, compliance, fraud, risk management, audit, or a related job function
Applicable Financial Crimes and risk related industry certifications, such as Certified Anti-Money Laundering Specialist (CAMS), Certified Regulatory Compliance Manager (CRCM), Certified Fraud Examiner (CFE), etc.
Risk and control assessment experience
Experience with leading Issue Management activities including root cause analysis and corrective action planning and monitoring
Experience in understanding and documenting unfamiliar processes to identify key risks, identify and evaluate controls and provide consulting to remediate control deficiencies
Strong understanding of financial crimes policies, procedures, and programs
Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment
Ability to take on a high level of responsibility, initiative, and accountability
Ability to develop partnerships and collaborate with other business and functional areas
Ability to work independently in a virtual team environment where other team members, team management, and business partners are not local
Excellent verbal, written, and interpersonal communication skills
Strong analytical skills with high attention to detail and accuracy
Strong Microsoft Office (Word, Excel, Outlook and PowerPoint) skills
Job Expectations:
Ability to travel up to 10% of the time.
This position offers a hybrid work schedule.
This position is not eligible for Visa sponsorship.
Posting Location(s):
401 S Tryon St. - Charlotte, North Carolina 28202
800 S Jordan Creek Pkwy. - West Des Moines, Iowa 50266
11601 N Black Canyon Hwy. - Phoenix, Arizona 85029
2700 S Price Rd. - Chandler, Arizona 85286
250 E John Carpenter Frwy. - Irving, Texas 75062
550 S 4th St. - Minneapolis, Minnesota 55415
2200 Concord Pike - Wilmington, Delaware 19803
Required locations listed.
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$100,000.00 - $179,000.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs (https://www.wellsfargojobs.com/en/life-at-wells-fargo/benefits) for an overview of the following benefit plans and programs offered to employees.
Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement
Posting End Date:
12 Aug 2025
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Req Number: R-479182
