Mortgage Processor III

M&T Bank • Ballston Lake, NY • 19h ago

Overview:

Seasoned processor with a strong analytical ability to assess conventional and government loan requests based on a thorough knowledge of product, underwriting, and investor guidelines. Serve as the communication liaison between the customer and M&T's Mortgage department. Directly assist customers as required in a prompt, courteous and professional manner.

Primary Responsibilities:

Maintain effective and professional communication with all necessary parties involved in a new loan application, including the customer, broker, all co-workers, and other external partners to ensure a seamless and positive experience

Work with various internal departments as well as external organizations to obtain processing related documentation or obtain necessary information needed to complete an application i.e.: Verification of Employment, IRS Transcripts, title search, appraisal, bank statements, etc.

Immediately notifies all necessary parties of irregularities relative to standard mortgage guidelines.

Monitor, update and analyze credit reports, appraisals, income documentation, and all verifications to ensure they adhere to product, underwriting and investor guidelines.

Perform other administrative duties supporting the origination department including, but not limited to: preparing and mailing commitment letters, review title and homeowner's insurance, mailing loan suspend notices, providing the closing attorney with additional documentation, and all applicable processing checklists.

Ability to scrutinize a loan application to assess qualification, and is able to restructure a loan or recommend solutions.

Empowered to review and accept loan conditions based on underwriter requirements.

Ensures adherence to all regulatory requirements and guidelines.

Strong analytical/mathematical background to evaluate changes to borrower's current fee structure, allowable changes to those fees and the re-creation of the required regulatory documents.

Scope of Responsibilities:

Work closely with both Internal and External Customers such as co-workers, borrower(s) and Loan Officers.

Supervisor/Managerial Responsibilities:

Education and Experience Required:

Associates Degree or two years equivalent work experience.

Two to three years prior mortgage processing or underwriting experience.

Education and Experience Preferred:

Good PC skills with strong knowledge of Excel, Word, Email Platform and Adobe.

Ability to make sound decisions based on information provided.

Knowledge of Product, Investor and Compliance Requirements.

Versatility and flexibility working within an ever changing fast paced mortgage environment.

Adapting to new policies and procedures to improve processes and workflow.

Ability to function independently within time constraints.

Excellent verbal and written communication skills.

Highly organized with the ability to multitask.

Strong attention to detail.

Prioritization of daily workload.

Ability to work in a team environment.

Strong work ethic, reliable and dependable.

Physical Requirements:

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $18.57 - $30.95 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Ballston Lake, New York, United States of America

M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.

Similar Jobs

Senior Accountant

Saratoga Hospital • Saratoga Springs, NY • 22h ago

Finance, Accounting & Banking

?? Senior Accountant ?? Location: Saratoga Hospital, 59D Myrtle Street Park, Saratoga Springs, NY12866 ?? Employment Type: Full Time ?? Shift/Schedule: Day (8:00 AM - 4:00 PM) ?? Department: Fiscal Services ?? Salary Ran...

22h ago

Go to Apply

Accounts Receivable Specialist

Robert Half • Schenectady, NY • 22h ago

Finance, Accounting & Banking

Description We are currently seeking an experienced Accounts Receivable Specialist for our client in Schenectady, NY. This is a full-time, in-person, temp-to-hire role supporting the accounting team with billing, collect...

22h ago

Go to Apply

Bank Teller - Brunswick (Part Time)

Pioneer Bank • Troy, NY • 23h ago

Finance, Accounting & Banking

TITLE: Bank Teller (Part Time) LOCATION: Brunswick REPORTS TO: Branch Manager CLASSIFICATION: Part Time, Non-Exempt PAY GRADE: NE 10 ($16.45 - $22.24 per hour) AVAILABILITY: 28 hours per week; Wednesday-Thursday 8:45am-5...

23h ago

Go to Apply

Bank Teller - Waterford

Pioneer Bank • Waterford, NY • 23h ago

Finance, Accounting & Banking

TITLE: Bank Teller LOCATION: Waterford REPORTS TO: Branch Manager CLASSIFICATION: Full Time, Non Exempt PAY GRADE: NE 10 ($16.45 - $22.24 per hour) AVAILABILITY: Monday-Wednesday 9:00am-4:00pm, Thursday-Friday 9:00am-5:0...

23h ago

Go to Apply

Teller - Troy, NY

Trustco Bank • Troy, NY • 23h ago

Finance, Accounting & Banking

Job Title: Teller Reports to: Branch Manager FLSA Status: Non-exempt Salary Grade: NE08 Supervisory Responsibility: No SUMMARY: Provides above standard customer service. Accurately and efficiently completes customer tran...

23h ago

Go to Apply

Staff Accountant

Trustco Bank • Schenectady, NY • 5d ago

Finance, Accounting & Banking

EEO Statement: We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protect...

5d ago

Go to Apply

Relationship Banking Representative

Community Financial System, Inc. • Schenectady, NY • 5d ago

Finance, Accounting & Banking

Overview At Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., opera...

5d ago

Go to Apply

Site Finance Lead

Alkegen • Green Island, NY • 1w ago

Finance, Accounting & Banking

Job Requirements Alkegen brings together two of the world's leading specialty materials companies to create one new, innovation-driven leader focused on battery technologies, filtration media, and specialty insulation an...

1w ago

Go to Apply

Sr Analyst Business Performance Finance

GLOBALFOUNDRIES U.S.2 LLC • Ballston Spa, NY • 1w ago

Finance, Accounting & Banking

About GlobalFoundries:GlobalFoundries is a leading full-service semiconductor foundry providing a unique combination of design, development, and fabrication services to some of the world's most inspired technology compan...

1w ago

Go to Apply

Principal Analyst Business Finance

GLOBALFOUNDRIES U.S.2 LLC • Ballston Spa, NY • 1w ago

Finance, Accounting & Banking

About GlobalFoundries: GlobalFoundries is a leading full-service semiconductor foundry providing a unique combination of design, development, and fabrication services to some of the world's most inspired technology compa...

1w ago

Go to Apply

Subscribe to get new jobs sent directly to you
(no charge, cancel anytime)

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.