At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.
Job Description
The Business Banking Credit Portfolio Manager partners with assigned Relationship Manager(s) to successfully manage credit account relationships. Responsibilities include: underwriting all @types of credit account exposure, managing an assigned credit portfolio, successfully closing new business relationships and expanding existing relationships, managing credit risk and responding to prospect or customer credit questions and making independent calls on assigned portfolio of relationships. Secondarily, provides customer service, participates in joint sales calls with Relationship Manager(s) and identifies customer needs.
This active posting is for a Business Banking Portfolio Manager role: Business Banking Portfolio Manager 1, Business Banking Portfolio Manager 2, and Business Banking Portfolio Manager 3. Below are the basic qualifications and preferred experience for each level of role. Your level of experience will be reviewed and matched to the appropriate job level when you apply to this posting.
This role is posted remote; however, candidates who are located near any one of our locations would be required to work on site at least three days per week.
Business Banking Credit Portfolio Manager 1
Basic Qualifications:
Typically a Bachelor's degree, or equivalent work experience
Typically three to five years of wholesale banking or related experience
Preferred Skills/Experience:
Basic knowledge of credit products, lending policy, applicable laws and regulations, credit quality standards, company and business line policies and procedures
Strong analytical and problem-solving skills
Strong relationship management and business development skills
Ability to work effectively with individuals and groups across the company to manage customer relationships
Effective written communication and verbal presentation skills
Proficiency with Microsoft Office Suite - including Excel, Teams, Outlook, OneNote, etc.
Experience with nCino, Hogan & AFS preferred
Business Banking Credit Portfolio Manager 2
Basic Qualifications:
Typically a Bachelor's degree, or equivalent work experience
Typically five to seven years of wholesale banking or related experience
Preferred Skills/Experience:
Thorough knowledge of credit products, lending policy, applicable laws and regulations, credit quality standards, company and business line policies and procedures
Strong analytical and problem-solving skills
Strong relationship management and business development skills
Ability to work effectively with individuals and groups across the company to manage customer relationships
Ability to work independently through workload
Experience with more complex portfolios - including ownership structures, collateral, larger loan size etc.
Effective written communication and verbal presentation skills
Proficiency with Microsoft Office Suite - including Excel, Teams, Outlook, OneNote, etc.
Experience with nCino, Hogan & AFS preferred
Business Banking Credit Portfolio Manager 3
Basic Qualifications:
Typically a Bachelor's degree, or equivalent work experience
Typically seven to 10 years of wholesale banking or related experience
Preferred Skills/Experience:
Advanced knowledge of credit products, lending policy, applicable laws and regulations, credit quality standards, company and business line policies and procedures
Experience working directly with clients with minimal oversight
Experience with most complex portfolios - including ownership structures, collateral, larger loan size etc.
Subject matter expert abilities
Strong analytical and problem-solving skills
Strong relationship management and business development skills
Ability to work effectively with individuals and groups across the company to manage customer relationships
Effective written communication and verbal presentation skills
Proficiency with Microsoft Office Suite - including Excel, Teams, Outlook, OneNote, etc.
Experience with nCino, Hogan & AFS preferred
If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .
Benefits:
Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $81,600.00 - $96,000.00
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
