SENIOR MORTGAGE UNDERWRITER

Farmers Bank of Kansas City is growing and in need a highly motivated, experienced Sr. Underwriter.

As a new member of our team, the Sr. Underwriter will work on-site to evaluate residential loan

application packages and determine program eligibility and credit worthiness of the consumer.

Job Functions:

Underwrite residential mortgage loans in accordance with FNMA, FHLMC, FHA, and VA internal

guidelines ensuring compliance with company and investor standards.

Review and analyze borrower profiles, credit reports, title reports, income documentation and

assets, including complex business returns.

Review appraisals for accurate property valuation.

Demonstrate proficiency in automated underwriting applications and ability to assess results.

Manage individual pipeline on a daily basis by completing new underwriting reviews, condition

reviews, and other underwriting tasks within established turn times.

Communicate with processing and sales to provide updates, clarification on outstanding

conditions and deficiencies identified on loans, and to assist in interpreting underwriting

guidelines.

Work with the post-closing team to resolve any issues.

Provide loan scenario support to sales and processing teams.

Qualifications:

Minimum 5 years recent full time Mortgage Underwriting experience (Required)

Proficiency with DU and LP, FHA Connection, and VA Portal

Knowledge of FHMA, FHLMC, FHA, and VA guidelines

Active DE Chums and VA SAR required

Self-starter, self-reliant, dependable, ability to work within and meet specific time restraints

Flexibility in decision making with strong problem solving skills

Customer service driven

Must be able to work overtime as needed

Job Type: Full-time

Experience:

Underwriting: 5 years (Required)

Farmers Bank offers a comprehensive benefit package including PTO, Health and Life Insurance,

401K/Profit Sharing, and other benefits.

FARMERS BANK AND TRUST IS AN EQUAL OPPORTUNITY EMPLOYER/VETERANS/DISABLED

Applications can be printed online at www.farmersbankkc.com or picked up at any branch.

Please return applications to:

ATTN: HUMAN RESOURCES

14231 METCALF AVE

OVERLAND PARK, KS 66223

FAX (913) 387-5558

or by email to: humanresources@farmersbankks.com

Farmers Bank & Trust, NA

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