This job was posted by https://www.kansasworks.com : For more information, please see: https://www.kansasworks.com/jobs/13543334

Helping customers with their financial needs and leading the way in innovation and responsiveness is the core of CoreFirst Bank & Trusts (CoreFirst) mission. This philosophy, the CoreFirst Way, has guided the bank well for over sixty (60) years and sets us apart from competitors.

Position Description:

Executive Vice President, Chief Credit Officer

Reports To:

CEO/President

Department:

Credit

Supervises:

SVP, Director of Credit Administration

Consumer Credit Manager

Director of Special Assets & Problem Loan Management

Credit Systems Administrator

Classification:

Full Time - Exempt

Hours:

Mon-Fri 8 am-5 pm and other days and hours as needed

Location:

Headquarters

3035 SW Topeka Blvd. or 16201 W. 95th Street

Topeka, KS 66611 Lenexa, KS 66219

Role:

The primary responsibility of the Chief Credit Officer is to improve quality earnings by enforcing and overseeing all credit policies; to consistently improve asset quality by proactively directing the credit culture; to lead and nurture the practices of the bank in a manner that effectively manages capital and credit concentration risks; and support efforts to grow the loan portfolio and deliver our value proposition(s) to our customers. This role will involve identifying, quantifying, reporting, and addressing risk factors of the lending function through oversight to the Credit Administration and Special Assets Department.

As an executive-level officer for the Bank, this individual will act as a leader, helping to direct and execute company strategies while nurturing the overall culture and environment of the bank. This position will serve on other key management committees and attend bank board meetings. Community involvement is expected.

Apply:

www.corefirstbank.com/careers

Essential Functions & Responsibilities:

Accountable for the overall management of the analysis, approval processes, administration, servicing, and review of all loan and credit accounts from multiple urban markets.

Manage the banks overall credit risk exposure and facilitate portfolio review and strategy.

Develop, assess, and submit for annual approval all policies, plans, and procedures for loans and credit products.

Ensure compliance with all policies and procedures governing credit activities.

Provide leadership for Credit Administration.

Lead efforts in Special Assets and Problem Loan Management.

Act as a critical collaborative working partner with Loan Operations.

Convene meetings for the Senior Loan Committee and Board Loan Committee.

Approve or reject all credits exceeding specified policy limits. Recommend loans that have potential for presentation to the management and/or board loan committees.

Evaluate and analyze the quality of the portfolio and monitor industry trends.

Oversee the implementation and management of the Loan Risk Rating System, ensuring loan officers are trained to analyze the risk in their portfolios accurately.

Responsible for the administration of the Management Watch List and ALLL coordination and ALLL documentation.

Ensure that the ACL complies with CECL and accurately reflects loan impairments derived from the loan risk rating process. Also, provide management with a periodic analysis of external or overall portfolio trends for consideration in the ACL analysis.

Assist the Accounting/Finance Department on credit-related accounting, call report, and Loan Loss matters.

Responsible for preparing budget forecasts and expense controls for areas of supervision

Oversee the credit analytical needs of the Bank by developing and communicating credit risk analysis techniques

Monitor and report on key macroeconomic trends to review and determineimpact on portfolio

CoreFirst Bank & Trust

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