This job was posted by https://www.azjobconnection.gov : For more information, please see: https://www.azjobconnection.gov/jobs/7159453

SUMMARY

The Portfolio Manager oversees a loan portfolio, working with market lenders to provide tailored financial solutions. Their responsibilities include monitoring loan quality, ensuring covenant compliance, and guiding loans through the approval process. While not tasked with sourcing new business, the role focuses on converting prospects into loyal clients and maintaining ongoing loan performance.

Ideal candidates are analytical, well-versed in credit principles, and skilled communicators. They bring a proactive approach to risk management and thrive in collaborative environments that support both client satisfaction and internal teamwork.

Through vigilant portfolio management and a focus on responsive service, the Portfolio Manager reinforces the companys financial strength and client retention efforts, playing a critical role in long-term market growth.

All employees are expected to protect the information and assets of the organization through heightened awareness of information security, cybersecurity, and risk management best practices, as well as complying with all applicable laws, regulations, and organizational policies.

ESSENTIAL DUTIES

Manage the performance of a diverse loan portfolio by monitoring

financial health, identifying risk, and uncovering revenue opportunities.

Underwrite complex commercial loans under \$1M using Abrigo or other

relevant software, ensuring accuracy, compliance, and alignment with bank policy from initiation through closing.

Serve as a key liaison among Credit Officers, Underwriters, and

other internal partners to support credit requests, renewals, and modifications.

Lead annual reviews, covenant tracking, and risk rating updates,

while assisting with exceptions and maintaining high standards for credit documentation.

Collaborate with clients and lenders through calls and meetings to

deepen understanding of business needs, support relationship growth, and drive strategic loan structuring.

Present loan requests to committee, assist in resolving delinquency

issues, and act as a resource to lenders on policy, processes, and client engagement.

Stay current on industry trends, regulatory changes, and commercial

products to support sound, forward-thinking credit decisions.

Assume responsibility for special projects and tasks as assigned.

EDUCATION & CERTIFICATIONS

Bachelors degree in Finance, Business Administration, a related

field, or a commensurate combination of education and experience required.

A minimum of three years of experience in loan portfolio management,

including commercial loan documentation, required.

MINIMUM REQUIREMENTS

Exceptional business development, networking, and relationship-building skills.

Strong understanding of sales principles, with the ability to identify sales opportunities, provide meaningful product recommendations, and support an overall culture of sales excellence.

Strong knowledge of relevant regulatory and compliance requirements with a deep understanding of how these rules and regulations apply to sales functions within a financial institution.

Strong knowledge of loan processing and financial documentation, with broad and in-depth knowledge of relevant laws, regulations, and best practices.

Strong critical-thinking skills and the ability to analyze potential project outcomes with the adaptability to redirect attention as needed to meet targets and deadlines.

Confident decision-making abilities and the skill to use sound judgment about the timing of choices; particularly the ability to make informed, responsible decisions with limited information or under considerable amounts of stress.

Exceptional attention to detail with the ability to remain organized and produce accurate, efficient work in a fast-paced environment.

Excellent communication skills and the ability to communicate effectively, verbally and in writing, with internal and external customers at all levels.

Ability to complete standard calculations and apply basic mathematical concepts in practical situations.

Ability to interpret various ratios and relationships inherent in common or specialized financial and data-driven reports.

Strong organizational and time management skills to handle multiple tasks, prioritize work, and meet deadlines.

A positive and proactive approach to work, demonstrating enthusiasm, adaptability, and the ability to maintain composure and professionalism in stressful or adverse conditions.

Strong critical-thinking skills and the ability to analyze potential project outcomes with the adaptability to redirect attention as needed to meet targets and deadlines.

Proficient computer literacy, including comfort with Microsoft systems and Office Suite.

Intermediate typing skills to meet the needs of this position.

Current drivers license and reliable transportation with appropriate insurance coverage; additionally, the

Banterra Bank

Latest Jobs

Portfolio Manager